What is the Laadli Laxmi Scheme? Explore the Laadli Laxmi Scheme of Goa

You’re eager to know what the “Laadli Laxmi Scheme” Goa is all about, Don’t worry; we have all the updated information on this scheme here in this article. Please read each section carefully to ensure you understand the application process without any difficulties.

But before that just for your information, There was a scheme for girls who get married called the ‘Kanya Dhan Scheme,’ which has now been replaced by the ‘Laadli Laxmi’ Scheme.

The Laadli Laxmi Scheme was launched on July 6, 2012, by the Department of Women & Child Development, Government of Goa. The main objective of this scheme is to combat female foeticide and change the perception that having a girl child is a burden for families during marriage. It aims to financially empower girls so they can cover educational and other expenses when they reach adulthood, while also working to improve the female sex ratio in the state.

The main aim of the “Laadli Laxmi Scheme” in Goa is to empower the girls financially. Finance provided through the scheme will provide help to cover educational and other essential expenses. There by challenging societal biases surrounding the birth of girl children.

The scheme was launched in 2012 by late Manohar Parrikar, the scheme aims to improve the female sex ratio and support the education and overall well-being of girls. The scheme offers financial aid to cover education and other general necessities and enhancing opportunities for women in the state.

It is designed as a fixed deposit hence when it accrues the interest overtime. This interest adds to the total amount available at maturity, benefiting the beneficiary financially.

The forms can be obtained from the below locations:-

Department of Women and Child Development Offices

Official Website

Educational Institutions

Banks

Local MLA’s

Meanwhile, Download the Form Here:-FORM

• Financial assistance of ₹1,00,000 will be provided through a bank fixed deposit, held jointly in the names of the Director of the Department of Women & Child Development (DoWCD) and the applicant.
• The fixed deposit will automatically renew each year upon maturity, along with the accrued interest, until the applicant makes a claim under the scheme or until they reach the age of 45, whichever comes first.
• Financial assistance of ₹1,00,000 will be provided through a cash payment.
• For Unmarried Beneficiaries (those who reach the age of majority, i.e., 18 years, on or after April 1, 2012)

Scheme Name: Laadli Laxmi Scheme

Launched by: Department of Women & Child Development, Government of Goa

Year of launch: 2012

Who can benefit: Married girls in Goa

What is the objective: To financially empower girls and improve the female sex ratio

Benefits: Financial assistance of ₹1,00,000 provided through cash payment or fixed deposit

State: Goa

Application Mode: Online/Offline

Official Website: Department of Women & Child Development, Goa

As of 2024, the Laadli Laxmi Scheme has introduced a significant update: applicants are now required to apply for benefits after their marriage. This change is designed to provide financial support for educational and other expenses once the girl reaches adulthood, empowering women as they navigate their married lives.

For the most accurate and up-to-date information, please refer to the official guidelines or announcements from the Department of Women & Child Development, Government of Goa.

• The applicant must be a female.
• The applicant must either be born in the State of Goa or have been a resident of Goa for the past fifteen years.
• The applicant’s parental income must not exceed ₹3,00,000 per year.
• If the applicant has been a resident of Goa for the past fifteen years, she must have been educated in Goa for at least seven consecutive years.

The applicant must meet at least one of the following three criteria:

1. At least one of the applicant’s parents must be born in Goa and have been a resident of Goa for the past fifteen years.
2. One of the applicant’s parents must have been residing in Goa for the past twenty-five years.

Online

Step 1: Firstly, access the portal and visit the official website

Step 1: Visit the official website for more details, the link of the site is here: https://goaonline.gov.in/

Step 2: Visit the Homepage and look for the “Laadli Laxmi Scheme”

Step 3: Gather all the information.

Important: Carefully read the complete information before filling out the form. This will help you to keep all the necessary documents in hand and hence the application process will be easy to complete.

Step 4: Register on the portal: If you are visiting the site for the first time then you are required to create an account click on the “Register” or “Sign Up” option, next you will be required to complete all the details such as full name, email ID, mobile number and a strong password.

Login: After you create an account you will be asked to re-login with the credentials.

Step 5: Fill out the application form completely check all the details before submitting.

Access the application form: You can check your form status by going to the Laadli Laxmi Scheme application form.

Step 6: Follow-Up: You shall follow up the status of your form, in case any other documents are required you will be contacted via email/SMS or by mobile.

Visit the head office at Panjim to handover the necessary documents.

DIRECTORATE OF WOMEN & CHILD DEVELOPMENT,

SHANTA BLDG., 1ST FLOOR, PANAJI – GOA

Phone : Office : (0832) 2235308 / 2426112

Fax : 2424238

 e-mail ID : [email protected]

Important Note: Applications must be submitted within one year of reaching the age of 18 or from the date of civil marriage registration. Any applications received after this one-year period will be rejected.

1. Birth Certificate (Self –Attested
2. Any self-attested document proving the applicant’s 15 years of residence in the State of Goa.

In place of the Residence Certificate, the previous School Leaving Certificate and the current Bonafide Student Certificate from the recognized educational institution the girl is currently attending can also be submitted. For girls who have discontinued their education at the school level, the gap period from the time of discontinuation until they reach 18 years of age or marriage can be verified with a residence certificate. For graduates, certificates of passing the Xth, XIIth, and Graduation exams will serve as sufficient evidence.

• Residence Certificate of the parent(s) (indicating 15 years or 25 years of residency, as applicable).

In place of the Residence Certificate, any documentary evidence demonstrating residence for the specified period may also be submitted, which may include:

• Land records, such as tenancy rights, mundcarial rights, occupancy rights, etc.
• Employment certificate; or
  (c) Any other records deemed satisfactory by the Committee.
• If the girl’s father or mother is employed with the State Government, Central Government, or public sector undertakings, she may submit a service certificate of 25 years issued by the Head of the Department instead of the residence certificate. However, the girl must be born in Goa and have studied in Goa up to class 10th.
• Birth certificates of the parent(s).

If a birth certificate is not available, one of the following documents can be submitted to show the date and place of birth of the parent(s):
(a) Baptism certificate;
(b) School leaving certificate of the parent(s);
(c) Any document demonstrating that one of the girl’s grandparents lived in Goa around the time of the parent’s claimed date of birth;
(d) Any other records that establish the date of birth of the parent(s).

• Aadhaar card (required for applicants who were born after April 1, 2013). However, the government may issue a separate order to relax the requirement for submitting the Aadhaar card and any other certificates for an extended period, as specified in that order.
• A self-declaration in the format provided in “Annexure II” of this scheme.
• Annual Income Certificate of the applicant’s parents for the most recent financial year, issued by the Competent Authority at the time of application submission. The certificate should reflect the combined annual income of both the mother and father, excluding any family income.

If the applicant meets all the criteria and has submitted all required documents as per the scheme but is unable to provide her parents’ documents due to the death of both parents, her application will be sanctioned if she submits her 15 years of residence certificate, her birth certificate, and the death certificates of both parents. The requirement for submitting a parental income certificate will be waived for such applicants.

The Laadli Laxmi Scheme is implemented through the following banks:

1. State Bank of India
2. Bank of India
3. HDFC Bank

In the case of beneficiaries who have already attained the age of 18 before April 1, 2012, and who are getting married thereafter, they may apply by submitting an attested copy of the Civil Marriage Registration Certificate (which may include the first registration certificate), provided the certificate is dated on or after April 1, 2012. This applies to the current year, 2024.

Click this link here: StatusTrack (https://goaonline.gov.in/StatusTrack)

Step 1> In the “Department” column select >Women and Child Dev.

Step 2> In the “Service” Column select >Laadli Laxmi Scheme.

Step 3> In the “Acknowledgment No.” Mention the acknowledgement reference No. provided

Step 4> In the “Enter Captcha Below” Enter the details provided below

Step 5> Next click on search button and verify your status

In conclusion, the “Laadli Laxmi Scheme 2024” offers significant benefits aimed at empowering young women in Goa. By providing financial assistance of ₹1,00,000, the scheme supports educational and other essential expenses, helping to improve the overall well-being of married girls and contribute to a healthier female sex ratio in the state.

It is crucial for eligible individuals to take advantage of this scheme as soon as possible, ensuring they secure the financial support they deserve. This initiative not only uplifts families but also fosters a culture of empowerment and equality for women in Goa.

I encourage all eligible beneficiaries to apply without delay and make the most of this valuable opportunity. Together, let’s build a brighter future for the women of Goa and promote a society where every girl can thrive and succeed.

I have done my part of giving all the important information to you through this article now it’s your turn to give me back what information you have on “Laadli Laxmi Scheme”.

I would certainly love to hear from you! Share your experiences or tips or the difficulty you faced during any part whilst completing the formalities.

Your insights could help others navigate the application process and make the most of this valuable initiative.

Lastly, don’t forget to share this article with friends and family who might find it useful! Cheers!

As of 2024, married girls who are residents of Goa and meet the specified eligibility criteria can apply for the Laadli Laxmi Scheme.

Eligible applicants can obtain the application form for the Laadli Laxmi Scheme from the official website of the Department of Women & Child Development, Goa, or at designated government offices and banks participating in the scheme. Also, check with the local MLA offices.

In this case, you shall apply for “Laadli Laxmi Scheme” by submitting a self-declaration along with all your available documents. . It’s advisable to contact the relevant authorities for guidance on alternative documentation that may be accepted.

The Laadli Laxmi Scheme in Goa was launched in 2012 by the Department of Women & Child Development, Government of Goa. It was launched by the then Chief Minister of Goa, late Manohar Parrikar, in 2012.

The processing time for the Laadli Laxmi Scheme application can vary, but it generally takes a few weeks to a couple of months. If all your documents are submitting correctly then there is nothing to worry

In this case, If the beneficiary passes away after marriage but before claiming the financial assistance, the amount accrued will be transferred to the nominee or legal heir as specified in the scheme’s guidelines.

 After processing, the money will be deposited in the beneficiary’s account within a few weeks. The exact timeline can vary here and there depending on various factors.

In this case, if the beneficiary does not claim the benefit of this scheme then the money will cancelled and they will no longer be able to withdraw the money.

If one desires,the funds from the fixed deposit can be withdrawn from the bank or financial institution. The beneficiary shall present a withdrawal order or letter issued by the Director of Women and Child Development or another authorized official.

Disclaimer: “For the most accurate and up-to-date information, refer to official government resources or contact local authorities.”

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