PM Vishwakarma Scheme Details – What is the PM Vishwakarma Yojana?

PM Vishwakarma Yojana Details: This article fully explains the details of the PM Vishwakarma Yojana stepwise, so continue to read and understand this wonderful scheme.

Imagine your grandpa or grandma, skilled in carpentry, weaving, or pottery. They’ve been crafting beautiful things with their hands for years. Now, the government has a special plan to help people like them.

It’s called the PM Vishwakarma Yojana. This scheme is like a helping hand for skilled artisans and craftspeople. It’s a way to:

• Recognize the talent: The government will give them a special certificate and ID card.
• Improve the skills: They can get training to learn new techniques and improve their craft. This is a basic training for 5-7 days with further advance training of 15 days or more. Besides, there will be daily stipend of Rs. 500.
• Start their own business: The government will help them with loans and other support to start their own small business.
• Collateral-Free Credit: Loans up to Rs. 1,00,000  to Rs. 2,00,000 at a fixed interest rate of 5%

So, if you know someone who’s a talented craftsman or craftswoman, tell them about this amazing scheme! It’s a chance to shine and take their skills to the next level.

To be eligible for the PM Vishwakarma Yojana, One who is applying must be an Indian citizen coming from a low-income background and must be engaged in traditional artisan trades like carpentry, weaving, blacksmith, potter or similar handwork.

They have to prove their occupational skills with an artisan certificate and They should not have previously received similar financial or skill development benefits from central government schemes.

These applicants should be within the working age range of between 18 to 50 years. This scheme offers financial aid, skill training, tools, and business support to help artisans enhance their skills and earnings.

The scheme is to help artisans and craftspeople with finance to expand or start their businesses. The loan amount sanctioned is up to Rs. 3 lakh in two parts:

1. First Part: Up to Rs. 1 lakh at a very low interest rate of 5 per cent.
2. Second Part: Up to Rs. 2 lakh at the same interest rate provided the first part is paid (Cleared).

The low interest rates will help artisans grow their skills, buy tools, and start or improve their business needs instantly.

The scheme is a government program launched to support skilled artisans and craftspeople across India. Skilled and craftspeople means those people who make things with their own hands such as Potters, Weavers, Carpenters, Blacksmiths etc.

1) Main Objective: It focuses on promoting and preserving India’s traditional trades and craftsmanship. Through this scheme, it aims to help artisans by giving them money, training, tools, and support to start or grow their businesses.

2) Eligibility: To qualify for the scheme, the artisans shall be Indian citizens who are engaged in traditional crafts and shall be in the age group of 18 to 50 years. Besides, are required to provide occupational proof, like a certificate and he/she should belong to the low-income category.

They should not have previously received similar financial or skill development benefits from central government schemes.

3) Skill Recognization: Upon completing the training period the government will give special certificates and ID cards. This will serve as an official recognition in their respective fields and enable them to access further benefits under the scheme.

4) Tool Kits: Artisans will be provided necessary tools by the government to develop and increase productivity and maintain quality.

5) Financial Aid: Beneficiaries loans will be sanctioned in two parts,

The first loan amount of up to ₹1 lakh is offered at a concessional interest rate of 5%, and upon successful repayment, a second loan of up to ₹2 lakh can be accessed, also at the same interest rate.

6) Help with Selling and Growing: The government will also help the artisans in marketing and branding. This includes guidance on digital marketing assistance in setting up online and offline sales channels.

7) Incentive for Digital Transaction: A maximum of 100 free transactions per month, with a charge of ₹1 for each additional transaction.

Here are the key features of the PM Vishwakarma Scheme:

1. Financial Support: Through the scheme the loan is provided in two stages ₹1 lakh in the first stage and ₹2 lakh in the second, both at a concessional interest rate of 5%, making it easier for artisans to invest in their craft. The first loan 18 months repayment and the second instalment is 30 months repayment schedule.

• Development of Skill: The government is offering specialized training for 5-7 days with 40 hours basic training to improve artisan skills, which will cover both traditional and modern techniques to improve productivity and maintain quality.

•  Recognition: Artisans will receive special certificates and ID cards after completion of the training.

• Tool Kits: Tools kits will be distributed for various crafts, allowing artisans to work more efficiently and maintain high-quality standards. Tool Kit Incentive of Rs. 15,000 grant

• Financial Help: The Artisans can avail of loans at a low interest rate to start or grow their businesses.

The following are the requirements to be eligible for the PM Vishwakarma Scheme:

1. The applicant must be an Indian citizen.
2. He/she must be engaged in one of the 18 traditional crafts recognized by the scheme.
3. The age limit is between 18 to 50 years to qualify.
4. The applicant should belong to a low-income family.
5. He/she should not have received similar financial or skill development benefits from the Central Government in the past.
6. Occupation proof is required such as an artisan certificate to confirm their engagement in traditional crafts.
7. Only one family member is eligible to avail the benefits of the scheme.

The document requirements may vary for the PM Vishwakarma Scheme depending on the regulations of the states. However, the following documents are generally required:

1. As a Proof of Identity: Aadhaar card, PAN card or Voters card.
2. Proof of Address: Aadhaar card, Ration card, or Passport
3. Age Proof: Aadhaar card or birth certificate
4. Proof of Occupation: Experience certificate, artisan certificate or any other relevant documents
5. Income Certificate: To verify low-income status.
6. Bank Details: One must submit bank details where the sanctioned loan shall be disbursed

The applicants are advised to visit the centres or websites to access the form. Moreover, here are the sources from where the forms can be obtained.

1. Online Portal: In most cases, the government provides an online portal where you can download and submit the form upon completion. Here is the link
2. District Industries Centers (DICs): These government offices at the district level often handle applications for such schemes.
3. Common Service Centers (CSCs): These are government-approved centers that provide various government services, including application forms for schemes.
4. Public Banks: One can also check with public sector banks they might also distribute forms for these schemes.

To apply offline one needs to follow these steps:

1. Visit a designated center in your area
2. Request for an application form for the PM Vishwakarma Scheme
3. Fill out the form in all respects and attach the necessary documents
4. Cross-check the form before submitting it as you might have missed out something.
5. If fully satisfied, submit the form and take an acknowledgement.

To apply online for the PM Vishwakarma Scheme, follow these steps:

• Visit their official website here is the link. (Here is the link)
• Register first with all your details and log in.
• Fill out the application form in all respects. Ensure you don’t miss out on anything.
• Attach scanned copies of documents such as identity proof, address proof, occupation certificate, income certificate, age proof, and bank details and upload.
• Once all the details are verified submit the application.
• Once submitted you will receive an acknowledgement which can be used to track the status of your application.

The scheme is truly wonderful initiated by the government of India. It is so designed to support the people who make beautiful things with their hands, for example, the Potters, Weavers and Carpenters. The scheme also provides them with training, giving them tools and money to improve their skills and start their own businesses.

With such great support given by the government, these talented artisans can rise to great heights. Besides, our government is not only preserving our rich cultural heritage but also empowering hardworking individuals to build a better future.

The scheme will be initially implemented for five years, up to 2027-28.

Basic training is provided to enhance the skills of the artisans and improve their productivity and quality with the help of modern techniques.

Sure, interested candidates can enroll for 15 days that is 120 hours in total as advance training. The training given will help in further skill improvement.

The selected applicant will receive a daily stipend of Rs. 500 under this program during the training period.

Yes, approved beneficiaries can avail of a tool kit incentive of up to Rs.15,000 in the form of e-vouchers.

In total there are 18 categories approved, here is the list of all.

1. Textiles: Weaver, Tailor, Dhobi
2. Stonework: Sculptor, Stone Breaker
3. Woodworking: Carpenter, Boat Maker
4. Metalworking: Blacksmith, Goldsmith, Armourer, Locksmith, Hammer and Tool Kit Maker
5. Other Crafts: Potter, Basket/Mat/Broom Maker, Doll & Toy Maker, Barber, Garland Maker, Fishing Net Maker

A variety of marketing support is provided to help the artisans sell their products in the market. This includes connecting them with buyers and retailers, helping them build strong brand identities, providing training in online marketing, facilitating participation in fairs and exhibitions, and organizing promotional events.

By providing such marketing support the visibility and sales of their products will increase considerably.

Disclaimer: “For the most accurate and up-to-date information, refer to official government resources or contact local authorities.”

Suggested Posts:

PM Vidya Lakshmi Scheme: Education Loan Benefiting Over 22 Lakh Students Annually

Chief Minister’s Rojgar Yojana Goa | Offers Loans and Financial Assistance to Unemployed Youth

Beti Bachao Beti Padhao | Save the Girl Child | Educate the Girl Child

Yashaswini Scheme Goa | Interest-Free Loan of Rs 5 Lakh | Naari Shakti